About Us

Name : Dr. Anju Goswami

Specialization : Finance

Designation : Assistant Professor

Email : anju@iift.edu

Qualification

Qualification

University/Board

Year of Passing

CGPA

Ph.D. Financial Economics

(Full time)

Indian Institute of Technology (IIT) Roorkee

Awarded

(29th November 2020)

‘A’ Grades (3 Examiners reports)

MBA, Finance & Marketing

Northern India Engineering College, Delhi

2010

7.85

BBA, Banking and Insurance

BLS Institute of Management, Meerut

2008

7.22

NET, Management

University Grants Commission

2012

NA

Other

Coursera Certificate

(Virtual Teacher Final Project)

University of California, Irvine

2020

Availed

Areas of Interest / Specialization

Basic and Advanced Econometrics, Business Research Methods, Financial and Management Accounting, Banking, Efficiency and Productivity Analysis

Work Experience

  • Currently working with Indian Institute of Foreign Trade (Delhi) in the Department of Finance, Since October 10, 2021
  • Worked with University of Petroleum and Energy Studies (Dehradun) as an Assistant Professor (Economics), Department of Economics and International Business, School of Business, Since January 17, 2020.
  • Served as an Assistant Professor (Ad-hoc) for the course Commerce, (B.com (Hons), and B.com (Pass)), Sri Venkateswara College (Delhi University), Delhi, since July 24, 2013 to July 21, 2014.
  • Served as an Assistant Professor (Ad-hoc) for the course Commerce, (B.com (Hons), and B.com (Pass)), Keshav Mahavidyalaya (Delhi University), Delhi, since January 07, 2013 to May 22, 2013.

Publications

RESEARCH PUBLICATIONS IN JOURNALS

                       

Published

  1. Gulati, R. Goswami, A. and Kumar, S. (2019), “What drives the credit risk in Indian banking industry? An empirical investigation”, Economic Systems, Vol. 43, pp. 42-62 (ABDC-B).

2.     Goswami, A. (2020), “Non-performing assets in the Indian banking industry: evolution, policy narratives, and a way forward”, Asian Journal of Research in Banking and Finance, Vol. 9 No. 12, pp. 1-25 (UGC Listed).

3.     Goswami, A. and Gulati, R. (2021), “Economic slowdown, NPA crisis and productivity behavior of Indian banks”, International Journal of Productivity and Performance Management, ISSN1741-0401, https://doi.org/10.1108/IJPPM-01-2020-0010 (ABDC-B).

4.     Goswami, A. (2021), “Does credit risk persist in the Indian banking industry? A recent evidence”, Asian Journal of Economics and Banking, 6(2), 178-197 (Emerald).

5.     Goswami, A., Roy, H. and Giri, P. (2021), “Does HDIs level sustainable during 1999/2018 across cross-nations? An application of bootstrap quantile regression approach, Sustainable, Operations and Computers, Vol. 2 (C), pp. 127-138,  https://doi.org/10.1016/j.susoc.2021.06.001, (Elsevier, SCOPUS).

6.     Goswami, A. (2021) “Modelling NPLs and identifying convergence phenomenon of banks: A case of pre-during and immediate after the crisis years in India, Journal of Financial Regulation and compliance, Vol. 30 (1), pp. 1358-1988 (Emerald, ABDC-B).

7.     Goswami, A. (2021), "Assessing the impact of global financial crisis on the intermediation efficiency of Indian banks in the presence of non-performing loans", Benchmarking: An International Journal, Vol. 29 (4), pp. 1284-1305(Emerald, ABDC-B).

8.     Arora, P., Saini, N., Arora, h., Meitei, J., & Goswami, A. (2022) ‘Assessing Asset Quality Using Bank Specific and Macro Linkages of Non-Performing Assets: Case of Public Sector Banks in India’, International Journal of Indian Culture and Business Management, 29(2): 151-167. DOI: 10.1504/IJICBM.2022.10045957.

9.     Goswami, A. (2022), ‘COVID-19: boon/disguise for Indian banks?’, Journal of Banking Regulation (Springer, Published online, ABDC-C).

10.  Goswami, A. (2023), “Nexus of economic development, renewable energy consumption and CO2 emission in South Asia”, Empirical Economics Letters, Vol. 22 No. 2, pp. 11-17 (ABDC-C). Impact factor: 0.91 Available at: http://www.eel.my100megs.com/volume-22-number-3.htm

11.  Goswami, A. and Roy, H (2023), “Analysing the scenario of HDI convergence across countries: A BSQR Approach, Economic & Political Weekly, Vol. 58 No. 15, pp. 20-24. Available at: https://www.epw.in/journal/2023/15/commentary/analysing-scenario-hdi-convergence-across.html(ABDC-B).

12. Khan, A; Goswami, A; Choudhury, T (2023). Technology gap, social outreach and financial sustainability of South Asian MFIs: Bootstrap DEA meta-frontier approach. Electronic Commerce Research, pp.1-30 (ABDC-A).

13. Goswami, A. and Malik, P. (2024), “Risks and financial performance of Indian banks: a cursory look at the COVID-19 period”, Benchmarking: an international journalVol. 31 (C), pp. 1-28 (ABDC-B), Impact factor 5.6.

14. Goswami, A. and Malik, P. (2024) 'Identifying Financial Performance Drivers in the Indian Banking Sector During the COVID‑19 Crisis', Journal of Quantitative Economics, (C):1-53, ABDC-B, Impact Factor 0.7


PAPERS PRESENTED IN CONFERENCES/AWARDS

  1. Received a Best Paper Award along with a Cash Price of INR 15000 for the paper titled “Bank efficiency and convergence in the presence of nonperforming loans: Evidence from India for the paper presented at the “Doctoral Colloquium of 9th conference on Excellence in Research and Education (CERE 2018)” organized by IIM Indore, May 3-6, 2018.
  2. Received a Best Paper Award along with a Cash price of INR 2000 for the paper titled “The ‘persistence effect’ of credit risk in Indian banking industry: An empirical analysis for the paper presented at 3rd Management Doctoral Colloquium and VGSOM Research Scholars Day Conference organized by IIT Kharagpur, February 8-9, 2017.

3.     A paper titled “Non-performing loans and productivity growth of Indian banking sector: An application of sequential Malmquist Luenberger index” presented in International Conference on Measurement of Efficiency and Productivity in Emerging Economies organized by South Asian University (Delhi), December 18-19, 2019.

4.     Paper presented in International Conference titled “Risk-adjusted efficiency of Indian banks: An empirical analysis from the regulator and commercial bank’s perspectives” for Parallel Session Presentation at the International Risk Management Conference (IRMC) 2021, 14th Edition of the Annual Meeting of The Risk, Banking and Finance Society, Cagliari, Italy, October 1-2, 2021.

WORKSHOP ATTENDED

  • Participated and successfully completed quiz competition on ‘Insolvency and Bankruptcy Code of India’, which is organized by the Indian Government at National level, Dated-27-07-2020.
  • Attended four days online workshop on “Demystifying Literature Review Techniques” organised by Koach Scholar, New Delhi, 30th July. 2020 to 2th August. 2020
  • Attended three days international workshop on “Efficiency and Productivity Measurement Using Data Envelopment Analysis” organised by the Faculty of Economics, South Asian University, New Delhi, India, in technical collaboration with with Buckingham Business School, The University of Buckingham, United Kingdom. the University of Buckingham, November 27-29, 2018
  • Attended ten days workshop on “Productive Efficiency: Theory and Practices” organised by GIAN at School of Humanities, Social Sciences and Management, IIT Bhubaneswar, 30th May. 2016 to 8th June. 2016
  • Attended ten days workshop on “Research Methodology in Economics and Allied Studies for Ph.D. Studentsorganised by ICSSR at Department of Humanities and Social Sciences, IIT Roorkee, 11th Jan. 2016 to 20th Jan. 2016

Professional / Academic Affiliations